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Pre-Approval – A Powerful Tool For Home Buyers

Most people buying a home need a mortgage. Too often, in the past, arranging a mortgage was left to the very end, sometimes even after a house was bought, forcing borrowers to scramble for financing. How things have changed!

Today it’s important to shop for a mortgage before you purchase a home, since most lenders will “Pre-Approve” Buyers for a mortgage. Some lenders will even do it over the phone. It’s a No cost, No obligation deal that lets you know before you go house hunting or sign an offer to purchase, how much you can afford to buy based on how much you can afford to borrow.

When getting pre-approved for a mortgage, see how long the rate of commitment is good for; it differs from lender to lender. With a pre-approved mortgage, you can confidently negotiate the purchase of a home, knowing the mortgage financing is arranged, subject to final property appraisal.

Benefits of a Pre-Approved Mortgage:

  1. Guaranteed Interest Rate, for 90 days, if you do not find a home you like in 90 days, you can renew your Pre-approval
  2. Better Negotiating Position with a Certificate of Pre-Approval
  3. Knowing what you can Afford $ $ $
  4. Taking advantage of the many possibilities of Mortgage Financing
  5. Having the opportunity to Shop Around and secure the best financing package for you!
  6. It’s FREE, and you are under No Obligations

 

You’re Ready To Go House Shopping!

 

 

    

 

 

 

 

 

 

 

 

 

Properties for sale in Fort St. John
 

To find out more or if you have any questions
call Lori Taylor at 250-785-5520 or email at lori@lori-taylor.com

 

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 Page Contents ©2003, Lori Taylor, Re/Max Action Realty, Fort St. John, BC, CAN
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